Kurv ISO Agent · Serving businesses nationwide

Stop paying $500 a month in card fees. Pay $0.

Most businesses are overpaying on payment processing and don't even know it. We switch you to Kurv — zero-cost processing, free terminal, approved in 48 hours.

Free terminal included 48-hour approval No long-term contracts 24/7 U.S. support
The numbers

See exactly what you're leaving on the table

Adjust the inputs — the numbers update in real time. It's the same breakdown we walk every owner through.

Your business

$15,000 / month
$3,000$100,000
What you're paying now
$435/mo
$5,220 per year
With Kurv
$0/mo
$0 per year — zero-cost processing
Your annual savings
$5,220
$435 back in your pocket every month
Get my personalized analysis

Estimates based on average processing rates. Your exact savings come from your real statement.

Kurv
The processing platform behind us
48 hrs
Typical approval turnaround
$0
Monthly cost with cash discount
No lock-in
No long-term contracts
The process

From conversation to $0 fees in four steps

01

Free analysis

We review your current processing statement and show you the exact dollar amount you're overpaying — takes 10 minutes.

02

Choose your plan

Pick cash discount ($0/month) or interchange plus. We explain both clearly so you pick what fits your business.

03

Quick application

We submit your merchant application together. A valid ID, voided check, and three months of statements. About 5 minutes.

04

Go live in 48 hrs

Approved in 24–48 hours. Free terminal ships to you. You're live and saving — support available 24/7.

Payment programs

Three ways to save

Every business is different. We'll help you find the right fit.

Most popular

Cash Discount

Card-paying customers cover a small service fee. You process credit cards for $0/month.

  • $0/month in processing fees
  • Legal in all 50 states
  • Compliance signage provided
  • Best for in-person businesses
  • Free terminal included

Interchange Plus

The most transparent model — interchange rate plus a small fixed markup. No hidden tiers.

  • Avg effective rate ~1.8–2.1%
  • Full fee transparency
  • Save ~25% vs. flat-rate
  • Best for high-volume merchants
  • No bundled pricing

Mobile & eCommerce

Accept payments anywhere — Tap to Pay, QR codes, online checkout, and recurring billing.

  • Tap to Pay (no hardware)
  • QR code payments
  • Online checkout
  • ACH / eCheck
  • Recurring billing
Industries

We work with every type of business

If your business accepts credit cards, you're likely overpaying.

Restaurants & Bars$500–$1,400/mo avg
Salons & Barbershops$200–$600/mo avg
Retail & Boutiques$300–$900/mo avg
Auto Repair$400–$1,200/mo avg
Food Trucks$150–$400/mo avg
Healthcare & Wellness$300–$1,000/mo avg
Contractors$200–$800/mo avg
Any local businessIf you take cards, we can help
Our promise

No reviews to buy. Just a straight deal.

We're a newer business, and we'd rather earn your trust honestly than show you stock photos and made-up quotes.

"I started Oluwa Group because I watched local owners hand a slice of every sale to processors who never picked up the phone. My deal is simple: I show you your real numbers, you keep more of them, and I don't earn unless I actually save you money. No long-term lock-in, no surprise fees, no pressure."

E
Emmanuel
Founder · Oluwa Group
$0/mo
Processing fees with cash discount — your statement, not a sales line.
48-hour
Approval turnaround — start saving in days, not weeks.
Free terminal
Equipment included — no leases, no hidden charges.
No lock-in
No long-term contracts. Stay because it works.
Questions, answered

What business owners ask us most

Is the cash discount program actually legal?+

Yes — cash discounting is legal in all 50 states when set up correctly. We provide the required signage and configure your terminal for full compliance. Customers always see the price before they pay, and those who pay with cash or debit can avoid the service fee.

Do I have to sign a long-term contract?+

No long-term contracts. We earn your business by saving you money every month — not by locking you in. If it ever stops making sense, you're free to leave.

What does it cost to switch, and is the terminal really free?+

There's no cost to switch and no setup fee. Every approved merchant gets a free terminal — no purchase, no lease. With cash discount, your monthly processing cost is $0.

How long does approval and setup take?+

Most merchants are approved within 24–48 hours. Once approved, your free terminal ships out and you're typically live the same week.

Will this work with my current POS or systems?+

In most cases, yes. Kurv supports countertop terminals, Tap to Pay, QR codes, online checkout, and virtual terminals. During your free analysis we'll confirm exactly what fits your setup.

What do you need from me to get a real quote?+

Just a recent processing statement (or a screenshot of your Square/Stripe dashboard). We'll show you the exact dollar amount you're overpaying — no obligation.

Find out exactly how much you're losing

Send one recent statement. Within 24 hours we'll come back with a customized savings estimate. No pressure, no obligation.

Get your free analysis
Instagram  @oluwagroup
Email  emmanuel@oluwagroup.com