Serving Businesses Nationwide & Worldwide

Stop Paying
$500/month
In Card Fees.
Pay $0.

Most businesses are overpaying on payment processing and don't even know it. We switch you to Kurv — zero-cost processing, free terminal, approved in 48 hours.

Get My Free Savings Analysis → Calculate My Savings
✓ Free terminal included
✓ 48-hour approval
✓ No long-term contracts
✓ 24/7 U.S. support
No long-term contracts. We only earn when we save you money.
What You're Paying vs. What You Could Pay
Square / Stripe
2.9%
Typical Processor
2.4%
Kurv Interchange+
1.8%
Kurv Cash Discount
$0
$0
Your processing cost with cash discount Card customers cover the fee. You keep every dollar.
0
Active merchants on Kurv
0
Annual processing volume
0
Average merchant approval
0
In business, no hidden fees
Savings Calculator
See Exactly How Much
You're Leaving on the Table
Drag the sliders. The numbers update in real time. This is what I show every merchant before they sign.

Your Business

$15,000 / month
$3,000$100,000
💸 What You're Currently Paying
$435
$5,220 per year
✅ With Kurv
$0
$0 per year
🏦 Your Annual Savings
$435/mo
$5,220 back in your pocket every year
Get My Personalized Analysis →

Estimates based on average processing rates. Exact savings calculated from your actual statement.

The Process
From Conversation to $0 Fees
in 4 Simple Steps
1
Free Analysis
I review your current processing statement (or Square dashboard) and show you the exact dollar amount you're overpaying — takes 10 minutes.
2
Choose Your Plan
Pick cash discount ($0/month) or interchange plus (lowest transparent rates). I explain both clearly so you pick what fits your business.
3
Quick Application
We submit your merchant application together. Need: a valid ID, voided check, and 3 months of statements. Takes about 5 minutes.
4
Go Live in 48 hrs
Approved in 24–48 hours. Free terminal ships to you. You're live and saving money — our team is available 24/7 for support after setup.
Payment Programs
Three Ways to Save
Every business is different. Here are the programs we offer — we'll help you find the right fit.
💳
Most Popular
Cash Discount Program
Your card-paying customers cover a small service fee. You process credit cards for $0/month — your cost is completely eliminated.
  • $0/month in processing fees
  • 100% legal in all 50 states
  • Compliance signage provided
  • Works for in-person businesses
  • Free terminal included
📊
Interchange Plus
The most transparent pricing model. You see exactly what each transaction costs — interchange rate + a small fixed markup. No hidden tiers.
  • Avg effective rate ~1.8–2.1%
  • Full fee transparency
  • Save ~25% vs. flat-rate
  • Best for high-volume merchants
  • No bundled/hidden pricing
📱
Mobile & eCommerce
Accept payments anywhere — Tap to Pay on your phone, QR codes, online checkout, virtual terminal, and recurring billing. All in one platform.
  • Tap to Pay (no hardware needed)
  • QR code payments
  • Online checkout integration
  • ACH / eCheck acceptance
  • Recurring / subscription billing
Industries
We Work With Every
Type of Business
If your business accepts credit cards, you're overpaying. Here are the industries we work with most.
🍽️
Restaurants & Bars
Save $500–$1,400/mo avg
✂️
Salons & Barbershops
Save $200–$600/mo avg
🛍️
Retail & Boutiques
Save $300–$900/mo avg
🔧
Auto Repair
Save $400–$1,200/mo avg
🚚
Food Trucks
Save $150–$400/mo avg
🏥
Healthcare & Wellness
Save $300–$1,000/mo avg
🏗️
Contractors
Save $200–$800/mo avg
🏪
Any Local Business
If you take cards, we can help
Our Promise
No Reviews to Buy.
Just a Straight Deal.
We're a newer business, and we'd rather earn your trust honestly than show you stock photos and made-up quotes. Here's exactly what we stand behind.
A note from the founder
I started Oluwa Group because I watched local owners hand a slice of every sale to processors who never picked up the phone. My deal is simple: I show you your real numbers, you keep more of them, and I don't earn unless I actually save you money. No long-term lock-in, no surprise fees, no pressure.
Emmanuel Alfred
Founder · Oluwa Group
$0/month
Processing fees with the cash discount program — that's your statement, not a sales line.
48-hour
Approval turnaround so you can start saving in days, not weeks.
Free terminal
Equipment included at no cost — no leases, no hidden hardware charges.
No lock-in
No long-term contracts. Stay because it works, not because you're stuck.
Questions, Answered
What Business Owners
Ask Us Most
Yes — cash discounting is legal in all 50 states when set up correctly. We provide the required signage and make sure your terminal is configured for full compliance. Your customers always see the price before they pay, and those who pay with cash or debit can avoid the service fee entirely.
No long-term contracts. We earn your business by saving you money every month — not by locking you in. If it ever stops making sense for you, you're free to leave.
There's no cost to switch and no setup fee. Every approved merchant gets a free terminal — no purchase, no lease. With the cash discount program, your monthly processing cost is $0.
Most merchants are approved within 24–48 hours. Once approved, your free terminal ships out and you're typically live and processing the same week.
In most cases, yes. Kurv supports countertop terminals, Tap to Pay on your phone, QR codes, online checkout, and virtual terminals. During your free analysis we'll confirm exactly what fits your existing setup.
Just a recent processing statement (or a screenshot of your Square/Stripe dashboard). We'll show you the exact dollar amount you're overpaying — no obligation to switch.
Free Savings Analysis
Find Out Exactly
How Much You're Losing
Fill out the form and our team will reach out within 24 hours with a customized savings estimate for your business. No pressure, no obligation.
⚡
Response within 24 hours
We review every submission and respond same-day or next morning.
🔒
No commitment required
The analysis is completely free. You decide if switching makes sense for you.
📍
Dedicated personal agent
You work directly with our team — not a call center. We connect over phone, video, or in person when possible — whatever works for you.
🆓
Free terminal for new merchants
Every approved merchant gets a free terminal. No equipment costs, no lease fees.

Get Your Free Analysis

Takes 60 seconds. We'll have your savings estimate ready within 24 hours.

🔒 Your info is private and never shared. By submitting, you agree to be contacted by Oluwa Group regarding payment processing services.

🎉
You're all set!

Our team will reach out within 24 hours with your personalized savings estimate. In the meantime, feel free to reach us directly using the contact info below.

— The Oluwa Group Team

About Oluwa Group

We're the Oluwa Group —
Your Payment Processing Partner

We work directly with business owners across the country to eliminate processing costs and grow their bottom line. We're not a faceless corporation — we're a dedicated team that treats every business like a partner. We don't earn unless we save you money, which means our interests are always aligned with yours.

📸
Instagram
@oluwagroup
✉️
Email
eman@oluwagroup.com
Get My Free Savings Analysis →