Most owners lose 2.5–3.5% of every card sale to processing fees and never see where it goes. Send us one recent statement and we'll show you your real number — and whether we can take it close to $0. Then we go further: POS systems built for your industry, online ordering, and tools that grow your revenue — not just your savings.
Move the slider — the numbers update as you go. This is a ballpark. Your exact number comes from your real statement, which our free savings check reads in seconds.
Estimates based on average processing rates. Your exact savings come from your real statement — the free savings check reads it in seconds.
Get "The 5 Fees Hiding in Your Merchant Statement" — a 3-minute checklist. Most owners find at least two.
No pressure at any step. If it doesn't save you money, we'll say so — that's the whole point of starting with your real numbers.
We read your current processing statement and show you the exact dollar amount you're overpaying — about 10 minutes, no obligation.
Pick cash discount ($0/month) or interchange plus. We explain both clearly so you pick what fits your business.
We submit your merchant application together. A valid ID, voided check, and three months of statements. About 5 minutes.
Approved in 24–48 hours. Free terminal ships to you. You're live and saving — support available 24/7.
Every business is different. We'll help you find the right fit — so more of every sale goes back into your growth.
Card-paying customers cover a small service fee. You process credit cards for $0/month.
The most transparent model — interchange rate plus a small fixed markup. No hidden tiers.
Accept payments anywhere — Tap to Pay, QR codes, online checkout, and recurring billing.
Square treats a bar, a boutique, and a liquor store the same. We don't. We match your business to a POS built for how you actually operate — and pair it with processing that costs you $0/month.
A restaurant system that keeps taking orders even when the internet goes down — hybrid cloud + on-site, so a Wi-Fi outage never stops your kitchen.
Built for packed nights. Guests order and pay from their phones, your staff covers more tables, and the system doesn't blink at 1,000+ open tabs.
Retail-first POS with serious inventory tools — and no contracts. Try it free as long as you want, with a 60-day money-back guarantee.
Third-party delivery apps take 20–30% of every order. Our online ordering runs on your own website — customers order direct, and you keep the sale.
Not sure which fits? That's the point of working with us instead of a website checkout — tell us how your business runs and we'll set up a free demo of the right system. Book a free POS consult →
If your business accepts credit cards, you're likely overpaying.
Cutting your card fees is where most clients start with us — it's rarely where they stop. Oluwa Group is a business development firm: we help you keep more of what you earn, then help you earn more.
Cash discount and interchange-plus programs through Kurv. Free terminal, 48-hour approval, no long-term contracts — and a free statement review to prove the savings first.
Free savings analysis, commission-free online ordering that beats delivery-app fees, and loyalty programs that bring customers back — practical tools that grow your top line.
Industry-matched POS for restaurants, bars, and retail, plus AI-powered tools like our instant statement analyzer. Modern technology, set up for you, explained in plain English.
Oluwa Group exists to help businesses build and scale — starting with the money you're already earning. We're a newer business, and we'd rather earn your trust honestly than show you stock photos and made-up quotes.
"I started Oluwa Group because I watched local owners hand a slice of every sale to processors who never picked up the phone. My deal is simple: I show you your real numbers, you keep more of them, and I don't earn unless I actually save you money. No long-term lock-in, no surprise fees, no pressure."
Yes — cash discounting is legal in all 50 states when set up correctly. We provide the required signage and configure your terminal for full compliance. Customers always see the price before they pay, and those who pay with cash or debit can avoid the service fee. Full breakdown in our guide: What is dual pricing?
No long-term contracts. We earn your business by saving you money every month — not by locking you in. If it ever stops making sense, you're free to leave.
There's no cost to switch and no setup fee. Every approved merchant gets a free terminal — no purchase, no lease. With cash discount, your monthly processing cost is $0.
Most merchants are approved within 24–48 hours. Once approved, your free terminal ships out and you're typically live the same week.
In most cases, yes. Kurv supports countertop terminals, Tap to Pay, QR codes, online checkout, and virtual terminals. And if your current POS is the problem, we offer industry-matched POS systems for restaurants, bars, and retail — often with the software cost waived when paired with our processing. During your free savings check we'll confirm exactly what fits your setup.
Just a recent processing statement (or a screenshot of your Square/Stripe dashboard). We'll show you the exact dollar amount you're overpaying — no obligation.
The fastest way to your number is the free savings check — it reads your statement instantly. Prefer a human? Leave your details and Emmanuel will personally reply within 24 hours. No pressure, no obligation.