No jargon, no sales pitch — just the knowledge business owners need to stop overpaying on card fees and put that money back into growth. Written by Oluwa Group, a Kurv ISO agent serving businesses nationwide.
How dual pricing works, how it differs from surcharging, whether it's legal in your state, and how businesses use it to process credit cards for $0 a month.
Calculate your effective rate in two minutes, spot the junk fees processors hope you'll miss, and learn what a fair rate actually looks like for your volume.
Yes — and Ohio is one of the friendliest states for it. What Ohio law and card-network rules say about dual pricing, cash discounts, and surcharges, plus what a compliant setup looks like.
What the big flat-rate platforms actually charge in 2026, what those rates cost a real business per year, and what the same business pays under dual pricing.