Upload one card-processing statement and our AI reads it on the spot: your real effective rate, the junk fees hiding in the fine print, and what cash and card pricing could put back in your pocket. No statement handy? Get a quick estimate instead.
Your statement is sent securely, read once by AI to pull the numbers, and never stored on our servers. A real person (Emmanuel) reviews every analysis before we recommend anything.
What a business doing about $15,000/month in cards typically pays — and what changes when you switch.
| Square / Stripe | Typical processor | Kurv cash discount | |
|---|---|---|---|
| Monthly processing cost | ~$420 | ~$375 | $0 + fixed account fee |
| Cost per year | ~$5,000 | ~$4,500 | Account fee only |
| Hidden & junk fees | Markup hidden in flat rate | Statement, PCI, batch fees | One fixed account fee, in writing |
| Contract | None | Often 3 years + cancellation fee | No early termination fee on most business types |
| Terminal | $99–$799 upfront | Leased, $30–80/mo — often non-cancellable | Buy outright, or rent month to month. Never a lease. |
| Support | Chat bots & email | Call center queue | One rep, direct line — you know his name |